วันเสาร์ที่ 18 กันยายน พ.ศ. 2553

Travel insurance customers may wish to improve fitness levels before going on a ski trip

Arranging a ski trip would usually involve many factors like ensuring a sufficient travel insurance policy is in place and purchasing suitable equipment - but one expert has suggested a visit to the gym might also be a good idea.

Dr Bernhard Metzler, associate professor of cardiology at the Medical University of Innsbruck, told the Daily Mail that the majority of people who suffer a heart attack on the slopes do so because they are not physically prepared for the exertion.

He said: "Sudden cardiac death accounts for a staggering 40 per cent of the total fatalities amongst winter sports tourists in the Austrian Alps and, of these, heart attacks are the leading cause."

Fitness levels, combined with high altitude and plummeting temperatures, were also cited as reasons why skiers may be more susceptible.

People who are interested in following the expert's advice could also do well to take a fish oil supplement, as research published in the European Journal of Cardiovascular Medicine recently stated the substance can help prevent heart failure, the Daily Mail has stated.

Travel insurance policyholders 'should pack sunscreen' before heading abroad

Holidaymakers jetting off to sunnier climes this year should remember to pack sunscreen to protect them against burning and skin cancer.

This is according to Nina Goad, spokeswoman for the British Association of Dermatologists, who explained how travel insurance customers should "never allow [their] skin to burn".

Wearing a wide-brimmed hat, seeking shade in the hottest hours of the day and applying a broad spectrum sunscreen at regular intervals is also recommended.

"Sunburn is the skin's reaction to being damaged by UV rays," Ms Goad remarked.

Indeed, even those whose destination is cooler should check their body for moles or changing freckles as some types of cancer can take years to develop, she concluded.

Ms Goad's comments came in response to figures released by Cancer Research UK, which stated that 46 per cent of Brits have been sunburnt this year - some admitted they did so on purpose with a view to improving their tan.

Kenya Airways offers travel insurance on online portal

Kenya Airways has deepened its presence online by offering its customers a chance to buy travel insurance using its portal.

The move will hand the airline an additional revenue stream as it moves to conform with global trends that have seen the travel industry push more services onto the internet.

“The offer of travel insurance at the time of the air ticket purchase not only provides a benefit to the customer, it also represents an attractive revenue stream for the airline,” said Bob Gallagher, chief marketing officer at Travel Guard Worldwide.

Travel Guard – a travel insurance subsidiary of Chartis announced that it had signed a pact with Amadeus – a leading travel technology provider for distribution of travel insurance products to customers.

Airlines such as Kenya Airways, Etihad Airways and Hong Kong Airlines will use Amadeus technology to sell travel insurance products directly to end-customers through their direct booking channels.

Amadeus is a leading provider of travel content and technology in the world and processed more than 670 million billable travel transactions last year.

The sector is currently growing as more countries require travellers to invest in travel insurance and as more consumers seek global solutions.

For the online traveller, booking travel insurance through Amadeus e-Retail presents a faster solution, and reduces the number of vendors they have to deal with.

Travel Guard said the booking process would work by pulling relevant passenger and trip details from the airline’s data, proposing the appropriate travel insurance policy and calculates the insurance premium value.

The combination of Amadeus’ technological expertise, Travel Guard’s comprehensive portfolio of travel insurance presents a winning value proposition for Kenya Airways by way of accessibility to the best travel insurance.

Register for EHIC, travel insurance customers warned

Buying a travel insurance policy before jetting off on holiday is not the only thing that should be on a tourist's to-do list - registering for a European Health Insurance Card (EHIC) is necessary too.

A contributor to north-east newspaper, the Journal Live, stated that many people forget this part of their preparations and could miss out on vital access to medical resources while abroad.

The writer said: "The EHIC means you will receive the same medical treatment that a national of the country you are visiting would receive."

Visits to the doctor or receiving a prescription may be covered by the scheme in certain countries, but it would be wise to check local information to see what services can be accessed in different countries.

However, the EHIC does not replace the need for a travel insurance policy which will help recover costs if luggage is lost or stolen, a trip is cancelled or an incident requiring personal liability, the expert continues.

Indeed, taking out such a policy may not be as expensive as some consumers expect - Kate Saines, writing for MyFinances.co.uk, recently stated that "there is really little excuse to go uncovered when taking a trip abroad".