Holidaymakers hoping to avoid making a travel insurance claim after a trip overseas may wish to heed the advice of the Post Office and carry both cash and cards.
Reliance on notes and coins could mean that, in the event of a theft or loss, all of the holiday budget has been wiped out and a travel insurance claim is imminent.
By spreading the risk, travellers are less likely to encounter such issues.
"When travelling abroad we would always recommend that travellers cover all eventualities by taking a mix of foreign currency together with plastic," said Sarah Munro, the Post Office's head of travel services.
She added that using a pre-paid card could further limit the emphasis on carrying notes around a foreign land.
More than half of Britons heading on holiday this year will take local currency, according to recent research by Santander, while just 15 per cent will opt for a debit card.
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